Unspent pensions to be included in IHT from 2027

Unspent pensions to be included in IHT from 2027

Unspent pensions will be subject to IHT from 2027, changing inheritance rules significantly  Double taxation risks arise, as pensions inherited post-75 may face both income tax and IHT  Planning tools such as gifting, trusts, and insurance can help mitigate future IHT liabilities  The government has confirmed it will move ahead with plans to include unspent […]

Women lag behind with pension savings – time to make amends

Women lag behind with pension savings – time to make amends

For every £1 in a man’s pension pot, a woman has just 42p  Career breaks, part-time work and lower wages widen the gender pensions gap  Purposeful contributions and proactive planning can help women build stronger retirement security  Nearly 40% of women in the UK risk not having enough funds for a comfortable retirement, according to […]

The cost of home insurance

The cost of home insurance

Average home insurance costs vary depending on property type and size The most common reasons for claiming are water damage and accidents Renewing policies early, ideally 25 days before expiry, can help reduce costs The latest home insurance statistics compiled by one industry source1 have revealed the trends and patterns of 2025.  The average buildings […]