About Us

We’re committed to helping you fully understand the broad range of options available to you, so that you can work with us to make an informed decision about the product that is most suited to your individual requirements.

Helping source mortgages since 2001

JML (Financial) Associates Ltd is an established Independent Mortgage and General Insurance Advisers firm based in Cobham, Surrey. The practice was set up in 2001 and is owned by Michelle Ford, a non-selling Director of the Company, and Daniel Ford who is an experienced and qualified adviser with years of industry experience.

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We are experienced

We pride ourselves on our professionalism and attention to detail, providing well researched, unbiased, independent mortgage and protection advice, specifically tailored towards each client’s individual requirements. We not only advise you on the most suitable product, but also find you the most competitive provider. We offer a very professional, friendly service, with the highest of service standards. All our advisers and staff are highly trained and experienced and specialise in all types of mortgages, equity release, life assurance and income protection for both individual and business clients.

Who We Are

We are independent and have access to the whole of the market place including exclusive deals.
Michelle Ford
Michelle Ford
Managing Director
Michelle has passed the Diploma in Financial Planning, Certificate in Advance Mortgage Advice and Certificate in Equity Release. She has been in the industry since 1989 and is a non selling partner in the business.
Daniel Ford
Daniel Ford
MD & Mortgage & Insurance Adviser
Daniel has passed The Certificate in Mortgage Advice and Practice and Certificate in Equity Release. He has been in the industry since 2004 and can advise on Mortgages, Equity Release mortgages, Life protection and General Insurance.
Kate Keeling
Kate Keeling
Mortgage and Protection Adviser
Kate worked for JML back in 2002 and returned to work at JML in 2015. Kate supports the Directors and runs the Practice.

Ask The Mortgage Experts

01932 865500
We want you to feel informed, not overwhelmed. If you have questions about the process of working with an independent mortgage broker, get in touch with our team today. We’ll break it down in simple terms so you can understand the best course of action for your needs. Call our team today for more information or kick-start the process by checking if you qualify.
no obligation
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