JML has years of experience securing buy-to-let mortgages for clients.
Letting out a property is an exciting business venture. You might be looking to grow your property portfolio or simply boost your income by renting out a property you already own. Wherever you are in your investment journey, JML’s knowledgeable advisers can help.
JML’s team of experts will take the time to understand your unique financial circumstances and investment goals.
When applying for a buy-to-let (BTL) mortgage, there are a few more factors to consider than when securing a residential mortgage. JML will go through everything you need to know.
JML has access to the whole of the mortgage market. We will ensure all your options are thoroughly explored to help you make an informed decision.
BTL mortgages can be complicated, but JML’s qualified advisers will guide you through all the regulations and requirements.
We are here to help you make your mortgage application as easy as possible. We can advise on your best options based on your specific circumstances.
There are a range of legal responsibilities involved with being a landlord – many of which cost money. For example, you need to have an energy performance certificate (EPC) and an electrical safety report.
There are also additional costs to be aware of when investing in properties. A Stamp Duty surcharge is added to BTL properties, plus you will be taxed on your rental income. If you sell the property for more than you bought it, you may need to pay Capital Gains Tax.
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JML (Financial) Associates Ltd is Registered in England & Wales. Company Number 04146750, Registered office address: 42 St Andrews Gardens, Cobham, Surrey KT11 1HG. Authorised and regulated by the Financial Conduct Authority. JML (Financial) Associates Ltd is entered on the Financial Services Register https://register.fca.org.uk under reference 195987. The guidance and or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted to customers in the UK. If you wish to register a complaint, please write to enquiries@ jmlassociates.co.uk or telephone 01932 865500. A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at https://www.financial-ombudsman.org.uk or by contacting them on 0800 0234 567.
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JML (Financial) Associates Ltd is Registered in England & Wales. Company Number 04146750, Registered office address: 42 St Andrews Gardens, Cobham, Surrey KT11 1HG. Authorised and regulated by the Financial Conduct Authority. JML (Financial) Associates Ltd is entered on the Financial Services Register https://register.fca.org.uk under reference 195987. The guidance and or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted to customers in the UK. If you wish to register a complaint, please write to enquiries@ jmlassociates.co.uk or telephone 01932 865500. A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at https://www.financial-ombudsman.org.uk or by contacting them on 0800 0234 567.
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