JML has years of experience helping clients to secure income protection insurance.
We never know what’s around the corner. Income protection can replace your income if you are unable to work due to injury or illness.
JML’s insurance specialists can advise you on protection cover that is tailored to you.
JML’s team of experts will take the time to understand your unique circumstances.
If you are self-employed, you won’t have any Statutory Sick Pay (SSP) to fall back on. If you are employed, SSP is not likely to be enough to help you keep paying bills in the long run.
Income protection will pay out a monthly amount until the term ends, you die or return to work. It is different to critical illness cover, which will pay out a lump sum only if you are diagnosed with specific serious illnesses.
JML offers ‘whole of market’ advice on income protection. You can rely on us to source cover that meets your specific protection needs.
Income protection policies will have a deferment period – this is the length of time that passes before you receive a payout. JML can advise a suitable deferment period, based on your circumstances.
It is important to regularly review your policy to check you still have the appropriate level of cover.
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JML (Financial) Associates Ltd is Registered in England & Wales. Company Number 04146750, Registered office address: 42 St Andrews Gardens, Cobham, Surrey KT11 1HG. Authorised and regulated by the Financial Conduct Authority. JML (Financial) Associates Ltd is entered on the Financial Services Register https://register.fca.org.uk under reference 195987. The guidance and or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted to customers in the UK. If you wish to register a complaint, please write to enquiries@ jmlassociates.co.uk or telephone 01932 865500. A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at https://www.financial-ombudsman.org.uk or by contacting them on 0800 0234 567.
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JML (Financial) Associates Ltd is Registered in England & Wales. Company Number 04146750, Registered office address: 42 St Andrews Gardens, Cobham, Surrey KT11 1HG. Authorised and regulated by the Financial Conduct Authority. JML (Financial) Associates Ltd is entered on the Financial Services Register https://register.fca.org.uk under reference 195987. The guidance and or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted to customers in the UK. If you wish to register a complaint, please write to enquiries@ jmlassociates.co.uk or telephone 01932 865500. A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at https://www.financial-ombudsman.org.uk or by contacting them on 0800 0234 567.
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