JML has years of experience helping clients to secure life cover.
It isn’t easy thinking about what might happen to your loved ones if you were no longer around to support them. Life cover is an essential way of financially protecting your family should the worst happen to you. JML’s insurance specialists can advise you on life cover that is tailored to you.
JML’s team of experts will take the time to understand your unique circumstances. Generally, there are two main types of life cover to choose from.
Whole of life term insurance covers you for life. Your family is guaranteed to receive a payout on death, so monthly premiums are usually more expensive.
Term life cover will only protect you for an agreed length of time, so there is no guaranteed payout. With level term insurance, you choose the lump sum that your loved ones would receive. Decreasing term insurance is often used in conjunction with a repayment mortgage as the value of the payout decreases over time to reflect the amount left on your mortgage.
JML provides ‘whole of market’ advice for life insurance. You can rely on us to source cover that meets your specific protection needs.
The cost of life insurance varies depending on a range of factors, including your age, health conditions, amount of cover required and length of policy. The younger you are when taking out life insurance, the cheaper your premiums will be.
It is important to regularly review your policy to check it still covers everything you need.
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JML (Financial) Associates Ltd is Registered in England & Wales. Company Number 04146750, Registered office address: 42 St Andrews Gardens, Cobham, Surrey KT11 1HG. Authorised and regulated by the Financial Conduct Authority. JML (Financial) Associates Ltd is entered on the Financial Services Register https://register.fca.org.uk under reference 195987. The guidance and or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted to customers in the UK. If you wish to register a complaint, please write to enquiries@ jmlassociates.co.uk or telephone 01932 865500. A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at https://www.financial-ombudsman.org.uk or by contacting them on 0800 0234 567.
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JML (Financial) Associates Ltd is Registered in England & Wales. Company Number 04146750, Registered office address: 42 St Andrews Gardens, Cobham, Surrey KT11 1HG. Authorised and regulated by the Financial Conduct Authority. JML (Financial) Associates Ltd is entered on the Financial Services Register https://register.fca.org.uk under reference 195987. The guidance and or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted to customers in the UK. If you wish to register a complaint, please write to enquiries@ jmlassociates.co.uk or telephone 01932 865500. A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at https://www.financial-ombudsman.org.uk or by contacting them on 0800 0234 567.
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