Passing on wealth – the essentials of IHT
Estates above £325,000 may face 40% IHT, with additional residence allowances available Lifetime gifting and trusts can reduce estate value but require careful structuring Professional advice helps navigate complex rules and avoid unintended tax liabilities Gifting and trust strategies can have tax implications and may not be suitable for everyone. The value of investments can […]
Salary sacrifice – things to consider
Current salary sacrifice rules allow full Income Tax and National Insurance efficiency National Insurance relief will be restricted above £2,000 annually from April 2029 Forward planning could maximise pension contributions under existing rules Salary sacrifice is one of the most effective pension planning tools available, particularly for higher earners. It allows you to exchange part […]
