Online fraudsters target UK investors
Many UK investors use social media to help make their financial decisions To protect investors from misleading advice, the FCA is taking decisive action Professional guidance helps investors make safe, informed decisions and avoid costly mistakes Social media finfluencers. Internet searches. AI chatbots. A growing number of people in the UK are turning to unregulated – […]
Adapting to transformation – investing through global change
Investors face rapid change due to inflation, geopolitical uncertainty, AI and the energy transition IMF forecasts global growth of 3% in 2025, but warns of persistent downside risks Agility, diversification and long-term structural alignment are vital to manage risk and capture growth Adapting to transformation – investing through global change As we enter the final […]
In the news
A third of people expecting £300k+ inheritance don’t fully understand IHT, risking lost family wealth Only 20% plan lifetime transfers, 22% avoid inheritance discussions and 28% don’t understand planning options UK dividends hit £35.1bn in Q2, with banks and Rolls-Royce contributing to underlying growth People don’t understand IHT Research1 shows there’s a significant knowledge gap […]
Financial decisions – put your best foot forward
Going outdoors for an energising walk can help bring clarity when making major financial decisions Focus on your long-term goals and make sure your decisions are aligned with your risk profile Professional guidance can help you understand what’s right for you and your circumstances Perplexed by your pension? Seeking investment inspiration? Then why not head […]
Future proofing your finances this autumn
Autumn offers a chance to take stock and review your pensions, savings and investments Establishing robust financial foundations is essential in times of economic uncertainty and elevated living costs To feel confident about your financial future, build short-term resilience and strengthen long-term security As the days shorten and the evenings draw in, autumn is a […]
Autumn Budget – forward thinking
The Autumn Budget may bring tax changes affecting pensions, IHT, savings and investments Speculation is high, but proactive planning can strengthen financial resilience ahead of announcements Reviewing contributions, allowances and inheritance strategies ensures you’re prepared for future changes As the Autumn Budget approaches, speculation is growing about what the Chancellor may announce. The National Institute […]
Is ‘financial independence’ a better option than retirement?
Financial independence means working becomes optional, not essential Diversifying income beyond pensions offers lasting security and freedom A clear plan helps you align your later life with your long-term goals Retirement used to mean the end of working life, but that’s definitely no longer the case. People are living longer, staying healthier and keen to […]
Gen X stash the cash
Gen X savers are cautious, with over £34k on average held in cash savings Less than a third also invest, risking long-term value erosion from inflation Balancing cash investments can offer better growth without excessive risk Nearly two in three Brits born between 1965 and 1980 hold ‘significant’ savings in cash, new research1 shows, while […]
A closer look at the ‘nearshoring’ trend
Nearshoring is rising as firms prioritise bringing supply chains closer to home Trump Tariffs’ have only underlined the need for companies to explore their options As the global economy evolves, identifying long-term trends is important The pandemic, raised geopolitical tensions and supply chain shocks, have all forced companies to rethink how they operate. Many, although […]
Who will inherit your pension?
1 in 6 people don’t know who their pension would go to if they passed away Cohabiting partners are especially at risk of missing out if not formally nominated Some still have ex-partners listed – regular reviews are essential One in six people with a partner admitted in a recent study1 that they ‘do not […]
