AI and the global economy
The global economy is continuing to hold up, but growth remains uneven, according to the International Monetary Fund (IMF) The IMF explores the risks and opportunities surrounding AI – a market correction or the ability to ‘lift growth’ For investors, it’s important to understand where valuations, risks and opportunities sit as the AI story continues […]
Could life insurance help your family meet a future IHT bill?
As a result of these changes, many families may need to think more carefully about any future tax bills Life insurance, particularly whole of life cover with no set term, is increasingly becoming a topic of conversation With the changes approaching, now could be a good time to review your estate planning arrangements From April […]
In the news
Over half (52%) of people are unaware that paying into a pension can reduce their taxable income By making additional pension contributions, some parents may be able to retain childcare support while growing savings Many retirees expect to help their grandchildren financially, but this could compromise long-term financial wellbeing Half are unaware pension contributions can reduce […]
Budget incoming – keep calm and carry on
There has been plenty of speculation about what an Andy Burnham government could mean for the housing market It is important to distinguish speculation from policy as it is unlikely to help homeowners or buyers make decisions The sensible approach is to keep calm and carry on and wait for any relevant announcements That time […]
Budget 2026 – planning ahead, not predicting
The Office for Budget Responsibility (OBR) is now preparing its economic and fiscal forecasts, while speculation grows The Chancellor said the Budget will be built on “fiscal discipline” to give businesses and families greater stability The most useful approach is to look beyond the headlines and not to get swept away with speculation It’s that […]
Why is life insurance back in focus?
Pension tax efficiency needs to be considered as it will start to fall within IHT from April 2027 Life insurance can play a valuable role by providing a lump sum on death to help cover the tax bill Acting early can help ensure that any cover is affordable and increase your options Changes to Inheritance […]
Positive momentum in protection – but gaps remain
Data shows that around £21.9m is paid out daily in protection claims – a 10% increase in individual claim value There are also encouraging signs among younger consumers. Many are locking in lower premiums early While the trend is positive, protection should be part of a wider plan with the right level of cover in […]
Wealth in an age of uncertainty – how investors are adapting to a changing world
The International Monetary Fund expects global growth to slow to 3.1% in 2026 before edging slightly higher in 2027 Despite geopolitical headwinds and trade disputes, global wealth creation continues at remarkable speed For investors, the focus is not only on growing wealth but positioning capital intelligently in a more complex world For investors, structural weaknesses […]
In the news
UK dividend growth has strengthened, supporting improved income prospects for long-term investors and diversified portfolios Investment scams are becoming more sophisticated, making vigilance and financial advice increasingly important Many savers remain in low-interest accounts, potentially reducing wealth through inflation and missed opportunities UK dividends show signs of recovery UK dividend payouts made a stronger-than-expected start […]
IHT gifting reminder: your questions answered
The inclusion of pensions in IHT calculations from 2027 is accelerating the shift towards lifetime gifting Increasingly, families are exploring how to gift with control, such as placing assets into trusts Seeking professional advice can help ensure your strategy aligns with your long-term goals Why is gifting back in the spotlight? Rising Inheritance Tax (IHT) […]
