Secure your home and future
30% of UK adults could be forced to sell their family home if their partner unexpectedly died 60% of those with a mortgage don’t have a life insurance policy that includes mortgage protection Life insurance provides loved ones with vital financial support – talk it through with your family and seek advice The death of a partner can be devastating – […]
A shift in equity release priorities
Figures from the Equity Release Council revealed a 10% annual increase in borrowing in Q2 2025. In H1 2025, making home adaptations or improvements was the top reason for using equity release. More homeowners are taking out a lifetime mortgage to fund day-to-day living, highlighting cost of living pressures. From property renovations to dream holidays, homeowners are increasingly using equity release to help […]
Home Finance – In the news
Rents across Britain have hit record highs, now consuming 44% of the average wage People overestimate the cost of life insurance, leading them to delay taking out protection Many manual workers are missing out on protection despite the risk of workplace accidents Rents eat up 44% of average wage Recent data1 shows that rents across Britain have hit record highs. The average […]
Key changes in the housing market
Landlords face reduced rental profitability as Income Tax on property earnings rises by two percentage points The Lifetime ISA will be phased out and replaced by a simpler product High-value homeowners may reconsider property decisions as new Council Tax surcharges target homes over £2m Although November’s Budget announcements may now feel like a distant memory, several measures introduced at the […]
Keep your home safe this winter
Check your home is protected against bad weather, such as freezing temperatures, high winds and heavy downpours Insurers paid out £585m for weather-related damage to homes and possessions in 2024, so check you’re adequately covered Make sure your boiler is serviced annually, identify fire hazards in your home and test smoke alarms. Frozen pipes. Blocked gutters. Damp rooms. The winter months can take their toll on […]
Looking ahead: turning property goals into reality in 2026
Now is the ideal time to take stock and plan for the next year with confidence We can help make your property dreams a reality, whether you’re an FTB or a home mover We’ll make sure your protection plans continue to safeguard what matters most, giving you peace of mind As we welcome 2026, we want to thank you for your continued trust […]
New year, new home?
If you’re hoping to move home in 2026, get your finances in good shape first Remember to factor in moving costs, such as solicitor fees, surveys, removals and Stamp Duty Take stock of possessions, create a room plan and keep track of boxes and their contents. If you’re hoping to make a move in 2026, here are some top tips to help you plan ahead and beat […]
House Prices – what to expect in 2026 and beyond
Regional growth will be uneven, with the strongest price rises expected in more affordable northern regions Early years of low growth may help first-time buyers before the market strengthens from 2027 onward Buy-to-let activity may rise, but regulation and taxation will continue to limit overall investor appetite As 2026 begins, many homeowners and would-be movers […]
FTBs looking to buy in cities
First-time buyers increasingly prefer city living, reversing the pandemic’s ‘race for space’ Dundee, Edinburgh and Doncaster show the largest rises in FTB city enquiries London demand has dipped, highlighting the impact of high house prices on affordability More FTBs are setting their sights on city living, new data reveals1. The analysis compared FTB enquiries between January and […]
Owning a home offers significant savings opportunities
Owning a home can create significant long-term savings when compared with renting Renters in London and Bristol are missing out the most on savings opportunities Despite challenges, many younger renters are optimistic about owning their first home Research1 has compared the average cost of buying versus renting, highlighting the investment opportunities that homeowning can offer. By […]
