Confused by all the mortgages available?
First Time Buyer looking to purchase your first home?
Current deal coming to an end soon?
Simply moving up the property ladder?
We can help
Your home is probably the biggest purchase you will ever make, so you need to ensure that how you finance this is the best way possible.
We can source all mortgage providers to find the mortgages to suit your needs and goals. We offer unbiased advice from the whole of the mortgage market.
Whether you are a first time buyer, moving home, remortgaging for a new deal or looking to purchase a property to rent out we can help you every step of the way.
In the first instance we will arrange a meeting (either at our offices, your home or even over the telephone) at a convenient time to you to discuss your requirements. After researching the whole of the market place, we will recommend a mortgage to suit you and only once you are totally satisfied and comfortable with our recommendation, we will transmit a mortgage application and process all the paperwork. We will liase with all parties concerned with our dedicated sales support, taking the stress away from you.
We understand the lending criteria of all the banks which can be a minefield. A High Street bank can only offer their own products, so choosing an independent mortgage broker could potentially save you money on your monthly repayments without having to contact all the individual banks and lenders. With so many different options available we will be able to advise on whether you have a fixed rate, tracker rate, variable rate, or even an offset mortgage.
All our advisers are fully qualified to offer advice for mortgages with many years experience.
For mortgage advice you can choose how we are paid:
- pay a fee which is usually 0.5% of the loan amount and we will refund any commission paid to us by the lender, or
- we can accept commission from the lender and no fee will be charged, subject to a minimum of £500.
For example, on a £100,000 mortgage our fee would be £500. We also charge a £125 administration fee upon application which is non refundable.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.