Kick off 2026 on top of your tax numbers

Kick off 2026 on top of your tax numbers

Start thinking about making the most of tax-efficient opportunities before the end of the 2025/26 tax year  You can contribute as much as you like into your pension, but there’s a limit on the amount of tax relief you will receive each year  You can make gifts worth up to £3,000 in each tax year, these gifts will be exempt from IHT […]

Residential Property Review – January 2026

Residential Property Review – January 2026

House prices expected to rise 2% in 2026, with stronger growth outside London and the South  First-time buyers benefit from more supply and slower rent growth, improving negotiating power and savings potential  Prime London demand remained mixed, while Boxing Day activity hit records, signalling a busy start to 2026  Market predictions for 2026  What’s in store for the residential market […]

Commercial Property Review – January 2026

Office demand stays strong — investors favour offices, though tenants are more selective on location  Retail outperformed in 2025 — strong occupier markets and highest total returns, with investment volumes expected to pick up in 2026  Hotel investment slowed but resilient — single-asset deals kept momentum; outlook for 2026 is stronger with more portfolio activity  Commercial property trends for 2026  […]

Make life insurance a New Year priority

Life insurance offers essential protection for loved ones when you are no longer around  More assets are subject to IHT, so life insurance can help reduce your tax liabilities  Reviewing policies in 2026 ensures cover remains effective, tax-efficient and aligned with evolving personal needs  As 2026 kicks into full swing, sorting out your life insurance policy may […]

Future ready: Tune into Budget changes now

“The Chancellor is relying heavily on tax rises towards the back end of the parliament”  Income Tax thresholds will remain unchanged until at least 2031, so more earners will be in higher tax bands  The basic Dividend Tax rate will rise to 10.75%, while the higher rate will increase to 35.75%   Now the dust has […]

Looking ahead: turning property goals into reality in 2026 

Now is the ideal time to take stock and plan for the next year with confidence  We can help make your property dreams a reality, whether you’re an FTB or a home mover  We’ll make sure your protection plans continue to safeguard what matters most, giving you peace of mind  As we welcome 2026, we want to thank you for your continued trust […]

New year, new home?

New year, new home?

If you’re hoping to move home in 2026, get your finances in good shape first   Remember to factor in moving costs, such as solicitor fees, surveys, removals and Stamp Duty  Take stock of possessions, create a room plan and keep track of boxes and their contents. If you’re hoping to make a move in 2026, here are some top tips to help you plan ahead and beat […]

Investing in 2026: Opportunity ahead in a changing world?

Investing in 2026: Opportunity ahead in a changing world?

Investors approach 2026 cautiously as inflation, trade tensions and geopolitical risks continue to shape global market conditions  The IMF predicts global growth of 3.1% this year, but some regions and sectors may outperform others  Diversification will be key amid 2026’s evolving landscape – make sure to balance suitability with long-term growth opportunities  After a year of uncertainty, with […]

House Prices – what to expect in 2026 and beyond

House Prices – what to expect in 2026 and beyond

Regional growth will be uneven, with the strongest price rises expected in more affordable northern regions  Early years of low growth may help first-time buyers before the market strengthens from 2027 onward  Buy-to-let activity may rise, but regulation and taxation will continue to limit overall investor appetite  As 2026 begins, many homeowners and would-be movers […]

Looking ahead: A new year, a clear plan

Looking ahead: A new year, a clear plan

As 2026 begins, thoughtful financial planning remains essential for navigating change and securing long-term goals.  Reviewing investments, tax strategies and pensions ensures your financial plans stay aligned with changing circumstances.  Now is the perfect time to take stock and start the year with a clear financial plan.  We’d like to take a moment to thank you for your […]