Homing in on the mortgage challenges facing gig workers

Homing in on the mortgage challenges facing gig workers

76% of UK gig workers face mortgage and loan application rejections despite good credit  Traditional credit systems don’t reflect gig workers’ multiple income sources  Expert guidance helps gig workers improve mortgage approval odds by validating diverse income  Variable income streams. Multiple employers. Seasonal side hustles. This is business as usual for gig economy workers, freelancers […]

Is ‘financial independence’ a better option than retirement?

Is ‘financial independence’ a better option than retirement?

Financial independence means working becomes optional, not essential  Diversifying income beyond pensions offers lasting security and freedom  A clear plan helps you align your later life with your long-term goals  Retirement used to mean the end of working life, but that’s definitely no longer the case. People are living longer, staying healthier and keen to […]

Economic Review – September 2025

Economic Review - September 2025

UK inflation remained at an 18-month high of 3.8% in August, driven by food prices. Above the BoE 2% target  UK GDP growth fell to 0.2% in the three months to July and output failed to grow at all in July  In the UK jobs market payrolls fell for the seventh consecutive month and wage […]

Gen X stash the cash

Gen X stash the cash

Gen X savers are cautious, with over £34k on average held in cash savings  Less than a third also invest, risking long-term value erosion from inflation  Balancing cash investments can offer better growth without excessive risk  Nearly two in three Brits born between 1965 and 1980 hold ‘significant’ savings in cash, new research1 shows, while […]

Demand for second homes falls: what does it mean for local buyers and sellers? 

Demand for second homes falls: what does it mean for local buyers and sellers? 

Council Tax hikes on second homes are triggering a surge in holiday property sales  In popular holiday destinations the number of properties being listed for sale has increased over 40%  This shift in property ownership has the potential to impact entire communities   From country cottages to seaside retreats, the second home market is facing challenges. […]

A closer look at the ‘nearshoring’ trend

A-closer-look-nearshoring

Nearshoring is rising as firms prioritise bringing supply chains closer to home  Trump Tariffs’ have only underlined the need for companies to explore their options   As the global economy evolves, identifying long-term trends is important  The pandemic, raised geopolitical tensions and supply chain shocks, have all forced companies to rethink how they operate. Many, although […]

Residential Property Review – September 2025

RPR September 2025

Any Autumn Budget changes to Stamp Duty and CGT could heavily influence housing activity in late 2025  Mortgage rates dipped below 5% but gilt yields raise concern of further increases  15% of property sales fell through in 2025, with converted homes most affected  Housing market outlook  According to Savills, housing market performance for the rest […]

Commercial Property Market Review – September 2025

PMR September 2025

City investment volumes reached £2bn by July, 33% below average, but deal sizes are notably larger  The outlook for H2 2025 is brighter due to improved credit and stabilising investor confidence in offices and industrials  London construction faces pipeline contractions, though government-backed infrastructure projects show some momentum  City investment market update  The latest statistics from […]

Who will inherit your pension?

Who will inherit your pension?

1 in 6 people don’t know who their pension would go to if they passed away  Cohabiting partners are especially at risk of missing out if not formally nominated  Some still have ex-partners listed – regular reviews are essential  One in six people with a partner admitted in a recent study1 that they ‘do not […]

Mortgage overpayments: small sums add up

Mortgage overpayments: small sums add up

A third of homeowners are currently making overpayments on their mortgage  40% of homeowners don’t have the confidence to overpay their mortgage  Most lenders allow you to make overpayments of up to 10% of your mortgage balance each year without incurring any penalties  UK homeowners could collectively save £2.3bn on mortgage interest each year by […]