Freeze the higher rate tax burden
Research suggests 4.8 million more people will be paying higher rate tax by 2031 than in 2022 An efficient way to reduce your tax take is to increase your pension contributions with salary sacrifice It is important to get tailored advice to work out the best ways to adjust to your unique circumstances While workers were […]
Summer housing market snapshot
House price performance varies significantly across regions, with northern areas outperforming parts of the south Borrowers are increasingly favouring tracker and shorter-term fixed mortgages amid rate uncertainty Market activity remains steady, although affordability and pricing sensitivity continue influencing buyer decisions As we enter the summer months, the UK housing and mortgage markets are showing a […]
Balancing family support and retirement goals – take time to reflect this summer
New research has found that 61% of parents with children over 18 are providing financial support Helping children financially works best when it sits within an agreed, sustainable plan and clear boundaries Talk it through – a fresh perspective can help balance generosity today with security tomorrow As we settle into the summer, many of […]
Economic Review – June 2026
The Monetary Policy Committee voted 7–2 to leave Bank Rate unchanged at 3.75% at its June meeting Official figures suggest consumers returned to the high street during May, with warmer weather helping lift retail activity UK Consumer Price Index inflation held steady at 2.8% in May, defying analyst forecasts of 3.0% rise Bank of England […]
Protection policies – just 42% hold one
Only 42% of UK consumers hold life, income or critical illness protection Affordability and lack of awareness are key reasons for underinsurance Major life events often trigger protection decisions, sometimes too late Have you got protection in place? A survey of over 14,000 UK consumers1, has discovered that just 42% have protection policies arranged, including […]
Sea view or swimming pool? The top property searches
Garages and annexes were the most searched property features in 2025 Rural homes and large gardens gained popularity Swimming pools ranked above sea views in buyer demand What features do you think of first when you imagine your new property? If your mind went straight to a garage or annexe, you are not alone: new […]
Residential Property Review – June 2026
Housing outlook – Savills has predicted house prices will fall by 2% this year House sales – according to Rightmove, 44% of UK homes for sale failed to sell in the last three years Property hotspots – Bootle, Merseyside, has emerged as the UK’s top seaside property hotspot for summer 2026 Revised outlook for 2026 […]
Commercial Property Review – June 2026
Commercial market – data from Carter Jonas indicates an uneven recovery in investment volumes, below levels seen in Q4 2025 Logistics market – according to Knight Frank, the sector saw £1.64bn in transactions in Q1, 5% down on Q1 last year Infrastructure capital – a CBRE report highlights that this is an increasingly important driver […]
In the news
Almost one in five first-time buyers are searching for mortgages below 60% loan-to-value The Lifetime ISA will be replaced with a new savings product focused on first-time buyers Average mortgage payments are projected to fall to around 40-41% of gross salaries, lowest since 2021 Growing divide in first-time buyer deposits Almost one in five first-time […]
Small steps to securing your financial future – it is attainable!
Average pension savings lag significantly behind comfortable retirement targets Changing pension rules and longevity trends demand proactive planning Reviewing contributions and investment strategy can reduce future shortfalls It can be easy to disengage when you see the statistics about how much you’ll need for a comfortable retirement, especially when you’re working hard and the demands […]
