Keep your home safe this winter

Keep your home safe this winter

Check your home is protected against bad weather, such as freezing temperatures, high winds and heavy downpours  Insurers paid out £585m for weather-related damage to homes and possessions in 2024, so check you’re adequately covered   Make sure your boiler is serviced annually, identify fire hazards in your home and test smoke alarms.  Frozen pipes. Blocked gutters. Damp rooms. The winter months can take their toll on […]

Retirement ready in 2026?

Retirement ready in 2026?

Only 40–50% of UK’s Baby Boomers are on track to maintain their current lifestyle in retirement  Only 6% of Gen X have a written retirement plan, despite nearing the end of their working lives  Whatever your level of wealth, expert advice can help bridge the gap between retirement hopes and financial reality  The start of a new year is an ideal […]

Economic Review January 2026

Economic Review January 2026

UK economic momentum strengthened into 2026, with GDP rebounding and business surveys signalling improving private sector confidence  Inflation ticked higher in December, but economists expect the rise to fade as temporary factors unwind  Markets delivered solid January gains despite volatility, while labour demand softened and consumer confidence edged higher  UK growth rate stronger than expected  […]

Kick off 2026 on top of your tax numbers

Kick off 2026 on top of your tax numbers

Start thinking about making the most of tax-efficient opportunities before the end of the 2025/26 tax year  You can contribute as much as you like into your pension, but there’s a limit on the amount of tax relief you will receive each year  You can make gifts worth up to £3,000 in each tax year, these gifts will be exempt from IHT […]

Residential Property Review – January 2026

Residential Property Review – January 2026

House prices expected to rise 2% in 2026, with stronger growth outside London and the South  First-time buyers benefit from more supply and slower rent growth, improving negotiating power and savings potential  Prime London demand remained mixed, while Boxing Day activity hit records, signalling a busy start to 2026  Market predictions for 2026  What’s in store for the residential market […]

Commercial Property Review – January 2026

Office demand stays strong — investors favour offices, though tenants are more selective on location  Retail outperformed in 2025 — strong occupier markets and highest total returns, with investment volumes expected to pick up in 2026  Hotel investment slowed but resilient — single-asset deals kept momentum; outlook for 2026 is stronger with more portfolio activity  Commercial property trends for 2026  […]

Make life insurance a New Year priority

Life insurance offers essential protection for loved ones when you are no longer around  More assets are subject to IHT, so life insurance can help reduce your tax liabilities  Reviewing policies in 2026 ensures cover remains effective, tax-efficient and aligned with evolving personal needs  As 2026 kicks into full swing, sorting out your life insurance policy may […]

Future ready: Tune into Budget changes now

“The Chancellor is relying heavily on tax rises towards the back end of the parliament”  Income Tax thresholds will remain unchanged until at least 2031, so more earners will be in higher tax bands  The basic Dividend Tax rate will rise to 10.75%, while the higher rate will increase to 35.75%   Now the dust has […]

Looking ahead: turning property goals into reality in 2026 

Now is the ideal time to take stock and plan for the next year with confidence  We can help make your property dreams a reality, whether you’re an FTB or a home mover  We’ll make sure your protection plans continue to safeguard what matters most, giving you peace of mind  As we welcome 2026, we want to thank you for your continued trust […]

New year, new home?

New year, new home?

If you’re hoping to move home in 2026, get your finances in good shape first   Remember to factor in moving costs, such as solicitor fees, surveys, removals and Stamp Duty  Take stock of possessions, create a room plan and keep track of boxes and their contents. If you’re hoping to make a move in 2026, here are some top tips to help you plan ahead and beat […]