Wealth – In the news
Research highlights key differences in wealth transfer preferences and family financial priorities between men and women Top financial priorities for 2025 include enjoying life (34%), building emergency savings (30%) and pension saving (11%) AI now accounts for 42.5% of financial fraud attempts, with cases rising 80% over the past three years Women put children first […]
Equity Release – cause for optimism
Over 15,000 active customers and £622m in lending recorded in Q4 2024, up from £525m in Q4 2023 A 3.3% increase in UK house prices contributed to larger loan sizes and improved product availability. A 27% rise in returning customers using further advances shows growing confidence in equity release Looking at The Equity Release Council’s […]
Residential Property Review – May 2025
Knight Frank raises its UK house price growth forecast to 3.5% for 2025 amid rate cut optimism March saw a surge in transactions as buyers rushed to beat the Stamp Duty changes Buy-to-let investors increasingly target northern regions for affordability and rental yield advantages Improving rate outlook boosts UK forecasts Knight Frank has raised its […]
Commercial Property Market Review – May 2025
Q1 2025 West End investments hit £1.71bn, driven by three major transactions despite fewer deals UK commercial property demand is rebounding, with offices and industrials gaining, while retail lags behind The Big Six cities, especially Manchester and Leeds, show strong office market recovery and occupier demand West End investment rebounds London’s West End commercial property […]
Navigating uncertainty together
Economic and political uncertainty can lead to impulsive financial decisions—long-term planning is key Media headlines create noise, but financial plans should be tailored to personal goals, not speculation. A strong financial strategy is built to adapt—seek expert advice to stay on track Over the past five years, we’ve experienced a global pandemic, geopolitical conflicts, political […]
Surging demand for protection insurance – are you covered?
Income protection demand is expected to grow, with 51% of financial advisers predicting an increase in 2025 44% of advisers anticipate rising demand for life insurance, as more people seek financial security With economic uncertainty, more individuals are prioritising private health insurance and income protection The demand for health insurance, income protection and life insurance […]
One in six plan to move in 2025
30% of Brits moved home in the past three years, motivated by lifestyle changes and space One in six homeowners plan to relocate this year, with garages and gardens top priorities Renters face affordability challenges, with many needing family support to buy their first home. After a busy period in the housing market, there seems […]
Closing the investing gap
13 million UK adults are sitting on £430bn in cash, potentially missing out on higher long-term investment returns Many savers find investing too complex—74% need guidance on choosing the right investments Holding cash is useful for short-term needs, but long-term investing can offer greater wealth-building potential A recent report1 estimates 13 million UK adults are […]
IHT receipts continue their ascent
IHT receipts topped £6.3bn in the eight months to December, a £600m increase on the same period the previous year OBR predicts IHT receipts will continue their ascent, forecasting total receipts of £9.7bn a year by 2028/29 Factors including a rise in asset values and frozen thresholds are contributing to rising receipts HM Revenue and […]
Positioning portfolios in a protectionist world
US Vice President JD Vance spelled it out in Munich – “there is a new sheriff in town” – and that sheriff’s policies are already having far-reaching consequences. While dealing with geopolitical uncertainties is clearly nothing new for long-term investors, Trump’s re-election has once again vividly highlighted the need for a sound investment approach based […]
