Equity release lending rose 11% year-on-year to £2.57bn Many borrowers use funds for home improvements or gifting family Housing wealth is increasingly integrated into retirement
UK workers, especially Gen X, increasingly want time away from work to focus on health and wellbeing Affordability and lack of employer support are cited
Buyers are negotiating more carefully in affordability-focused markets Agreements in principle strengthen credibility with sellers Preparation improves both buyer confidence and seller outcomes The difficulty
Bank of England policymakers voted to keep interest rates at 3.75%, opting for caution due to the unpredictability of the Middle East The UK faces
UK housing market – rising borrowing costs and wider geopolitical uncertainty weigh heavily on market sentiment Prime property markets – buyers and sellers significantly less
UK Commercial real estate – Q1 capital values remained flat and 1.4% quarterly total returns driven by income returns New business rates – new rateable
Ordinary and upper Dividend Tax rates rise by two percentage points Dividend Allowance remains £500 per tax year outside ISAs Reviewing your combination of salary,
Nearly half of aspiring buyers have never explored their borrowing potential Remortgaging could improve monthly affordability or release funds for improvements Early preparation strengthens your
Global growth is projected at 3.3% in 2026 amid cautious optimism Trade cooperation and AI investment are key economic drivers Policymakers must balance inflation control
Section 21 ‘no fault’ evictions are ending in England Stamp Duty thresholds reverted in April 2025 Rent control and safety reforms expand across devolved nations
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JML (Financial) Associates Ltd is Registered in England & Wales. Company Number 04146750, Registered office address: 42 St Andrews Gardens, Cobham, Surrey KT11 1HG. Authorised and regulated by the Financial Conduct Authority. JML (Financial) Associates Ltd is entered on the Financial Services Register https://register.fca.org.uk under reference 195987. The guidance and or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted to customers in the UK. If you wish to register a complaint, please write to enquiries@ jmlassociates.co.uk or telephone 01932 865500. A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at https://www.financial-ombudsman.org.uk or by contacting them on 0800 0234 567.
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