Only 42% of UK consumers hold life, income or critical illness protection Affordability and lack of awareness are key reasons for underinsurance Major life events
Garages and annexes were the most searched property features in 2025 Rural homes and large gardens gained popularity Swimming pools ranked above sea views in
Housing outlook – Savills has predicted house prices will fall by 2% this year House sales – according to Rightmove, 44% of UK homes for
Commercial market – data from Carter Jonas indicates an uneven recovery in investment volumes, below levels seen in Q4 2025 Logistics market – according to
Almost one in five first-time buyers are searching for mortgages below 60% loan-to-value The Lifetime ISA will be replaced with a new savings product focused
Average pension savings lag significantly behind comfortable retirement targets Changing pension rules and longevity trends demand proactive planning Reviewing contributions and investment strategy can reduce
Estates above £325,000 may face 40% IHT, with additional residence allowances available Lifetime gifting and trusts can reduce estate value but require careful structuring Professional
Current salary sacrifice rules allow full Income Tax and National Insurance efficiency National Insurance relief will be restricted above £2,000 annually from April 2029 Forward
Over one-third of mortgage holders have no protection in place Nearly half would struggle within six months of losing income Income protection and life cover
The annual rate of UK inflation fell more sharply than expected, down to 2.8% in the year to April Britain’s economy grew by 0.3% in
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JML (Financial) Associates Ltd is Registered in England & Wales. Company Number 04146750, Registered office address: 42 St Andrews Gardens, Cobham, Surrey KT11 1HG. Authorised and regulated by the Financial Conduct Authority. JML (Financial) Associates Ltd is entered on the Financial Services Register https://register.fca.org.uk under reference 195987. The guidance and or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted to customers in the UK. If you wish to register a complaint, please write to enquiries@ jmlassociates.co.uk or telephone 01932 865500. A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at https://www.financial-ombudsman.org.uk or by contacting them on 0800 0234 567.
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JML (Financial) Associates Ltd is Registered in England & Wales. Company Number 04146750, Registered office address: 42 St Andrews Gardens, Cobham, Surrey KT11 1HG. Authorised and regulated by the Financial Conduct Authority. JML (Financial) Associates Ltd is entered on the Financial Services Register https://register.fca.org.uk under reference 195987. The guidance and or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted to customers in the UK. If you wish to register a complaint, please write to enquiries@ jmlassociates.co.uk or telephone 01932 865500. A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at https://www.financial-ombudsman.org.uk or by contacting them on 0800 0234 567.
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