Hybrid working helps employees phase gradually into retirement while supporting wellbeing Working part-time after 66 can smooth the retirement transition and boost pension savings Seek
Relying on inheritance to fund retirement is risky as it can’t be guaranteed Starting early with small, regular pension contributions can help you benefit long-term
Buyers can be swayed by seasonal features depending on when they’re buying Winter buyers prioritise warmth, so would pay more for a fireplace and insulation Summer buyers
Many UK investors use social media to help make their financial decisions To protect investors from misleading advice, the FCA is taking decisive action Professional guidance
UK GDP edged up 0.1% in August, supported by stronger manufacturing output and improving private sector confidence Inflation held steady at 3.8%, fuelling expectations of
Prime yields remain stable at 5.9%, signalling resilience and predictability in a cautious investment environment Hotel investment surged 28% year-on-year, driven by strong single-asset deals
The housing market remains subdued, with buyer demand, listings and sales activity all slipping amid pre-Budget uncertainty Landlord exits drive a sharp fall in rental
Investors face rapid change due to inflation, geopolitical uncertainty, AI and the energy transition IMF forecasts global growth of 3% in 2025, but warns of
A third of people expecting £300k+ inheritance don’t fully understand IHT, risking lost family wealth Only 20% plan lifetime transfers, 22% avoid inheritance discussions and
The Mortgage Guarantee Scheme is now permanently available across the UK Lenders are insured against losses, supporting availability of high LTV mortgages When borrowing at
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JML (Financial) Associates Ltd is Registered in England & Wales. Company Number 04146750, Registered office address: 42 St Andrews Gardens, Cobham, Surrey KT11 1HG. Authorised and regulated by the Financial Conduct Authority. JML (Financial) Associates Ltd is entered on the Financial Services Register https://register.fca.org.uk under reference 195987. The guidance and or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted to customers in the UK. If you wish to register a complaint, please write to enquiries@ jmlassociates.co.uk or telephone 01932 865500. A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at https://www.financial-ombudsman.org.uk or by contacting them on 0800 0234 567.
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JML (Financial) Associates Ltd is Registered in England & Wales. Company Number 04146750, Registered office address: 42 St Andrews Gardens, Cobham, Surrey KT11 1HG. Authorised and regulated by the Financial Conduct Authority. JML (Financial) Associates Ltd is entered on the Financial Services Register https://register.fca.org.uk under reference 195987. The guidance and or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted to customers in the UK. If you wish to register a complaint, please write to enquiries@ jmlassociates.co.uk or telephone 01932 865500. A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at https://www.financial-ombudsman.org.uk or by contacting them on 0800 0234 567.
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