Prime yields remain stable at 5.9%, signalling resilience and predictability in a cautious investment environment Hotel investment surged 28% year-on-year, driven by strong single-asset deals
The housing market remains subdued, with buyer demand, listings and sales activity all slipping amid pre-Budget uncertainty Landlord exits drive a sharp fall in rental
Investors face rapid change due to inflation, geopolitical uncertainty, AI and the energy transition IMF forecasts global growth of 3% in 2025, but warns of
A third of people expecting £300k+ inheritance don’t fully understand IHT, risking lost family wealth Only 20% plan lifetime transfers, 22% avoid inheritance discussions and
The Mortgage Guarantee Scheme is now permanently available across the UK Lenders are insured against losses, supporting availability of high LTV mortgages When borrowing at
Going outdoors for an energising walk can help bring clarity when making major financial decisions Focus on your long-term goals and make sure your decisions
Buyers gain negotiating power with more homes available and improving mortgage affordability Sellers must adopt competitive pricing strategies as overpriced homes risk being overlooked Modest
Autumn offers a chance to take stock and review your pensions, savings and investments Establishing robust financial foundations is essential in times of economic uncertainty
The Autumn Budget may bring tax changes affecting pensions, IHT, savings and investments Speculation is high, but proactive planning can strengthen financial resilience ahead of
76% of UK gig workers face mortgage and loan application rejections despite good credit Traditional credit systems don’t reflect gig workers’ multiple income sources Expert
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JML (Financial) Associates Ltd is Registered in England & Wales. Company Number 04146750, Registered office address: 42 St Andrews Gardens, Cobham, Surrey KT11 1HG. Authorised and regulated by the Financial Conduct Authority. JML (Financial) Associates Ltd is entered on the Financial Services Register https://register.fca.org.uk under reference 195987. The guidance and or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted to customers in the UK. If you wish to register a complaint, please write to enquiries@ jmlassociates.co.uk or telephone 01932 865500. A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at https://www.financial-ombudsman.org.uk or by contacting them on 0800 0234 567.
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