
Budget 2026 – planning ahead, not predicting
The Office for Budget Responsibility (OBR) is now preparing its economic and fiscal forecasts, while speculation grows The Chancellor said the Budget will be built

The Office for Budget Responsibility (OBR) is now preparing its economic and fiscal forecasts, while speculation grows The Chancellor said the Budget will be built

Higher borrowing costs and economic uncertainty continue to weigh as mortgage rates remain unpredictable Lloyds’ House Price Index showed the average UK property price was

Research highlights a crucial truth – delaying pension contributions can be far more expensive than most people realise Analysis shows that starting to save earlier

Residential Market Survey – the housing market is stabilising further with buyer demand and agreed sales showing improvement Mortgage rates – In July, mortgage approvals

Commercial property update – London captured the largest regional share of investment by the end of August Industrial and logistics sector – Demand in the

As people are living longer, retirement planning increasingly spans multiple decades, giving a large window to prepare As priorities, health and spending needs change, review

First-time buyers are now entering the market later than previous generations, around age 33 on average Longer mortgage terms and later entry naturally lead to

Pension tax efficiency needs to be considered as it will start to fall within IHT from April 2027 Life insurance can play a valuable role

Three in five self-employed workers could be missing out on crucial peace of mind and tax benefits Making regular contributions can be more achievable and

Remortgage applications have risen sharply as pandemic-era fixed deals come to an end Shorter-term mortgage fixes are gaining popularity in uncertain interest rate conditions Landlords
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JML (Financial) Associates Ltd is Registered in England & Wales. Company Number 04146750, Registered office address: 42 St Andrews Gardens, Cobham, Surrey KT11 1HG. Authorised and regulated by the Financial Conduct Authority. JML (Financial) Associates Ltd is entered on the Financial Services Register https://register.fca.org.uk under reference 195987. The guidance and or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted to customers in the UK. If you wish to register a complaint, please write to enquiries@ jmlassociates.co.uk or telephone 01932 865500. A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at https://www.financial-ombudsman.org.uk or by contacting them on 0800 0234 567.
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