Only 40–50% of UK’s Baby Boomers are on track to maintain their current lifestyle in retirement Only 6% of Gen X have a written retirement plan, despite nearing the end
UK economic momentum strengthened into 2026, with GDP rebounding and business surveys signalling improving private sector confidence Inflation ticked higher in December, but economists expect
Start thinking about making the most of tax-efficient opportunities before the end of the 2025/26 tax year You can contribute as much as you like into your pension,
House prices expected to rise 2% in 2026, with stronger growth outside London and the South First-time buyers benefit from more supply and slower rent growth, improving
Office demand stays strong — investors favour offices, though tenants are more selective on location Retail outperformed in 2025 — strong occupier markets and highest total returns,
Life insurance offers essential protection for loved ones when you are no longer around More assets are subject to IHT, so life insurance can help
“The Chancellor is relying heavily on tax rises towards the back end of the parliament” Income Tax thresholds will remain unchanged until at least 2031,
Now is the ideal time to take stock and plan for the next year with confidence We can help make your property dreams a reality, whether you’re an FTB or a home
If you’re hoping to move home in 2026, get your finances in good shape first Remember to factor in moving costs, such as solicitor fees, surveys, removals and Stamp Duty Take
Investors approach 2026 cautiously as inflation, trade tensions and geopolitical risks continue to shape global market conditions The IMF predicts global growth of 3.1% this year, but some
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JML (Financial) Associates Ltd is Registered in England & Wales. Company Number 04146750, Registered office address: 42 St Andrews Gardens, Cobham, Surrey KT11 1HG. Authorised and regulated by the Financial Conduct Authority. JML (Financial) Associates Ltd is entered on the Financial Services Register https://register.fca.org.uk under reference 195987. The guidance and or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted to customers in the UK. If you wish to register a complaint, please write to enquiries@ jmlassociates.co.uk or telephone 01932 865500. A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at https://www.financial-ombudsman.org.uk or by contacting them on 0800 0234 567.
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